December 14, 2012

The $20 Rule

So let me tell you about the $20 rule.  It all started back in high school when my friends and I would go shopping at the mall.  If something was $20.00 or more, we had to think about it reallllly hard to make sure that we really needed it.  Like you have to have a few outfits together in your head before you can buy this article of clothing.  You had to ask yourself multiple times, "is it really worth a whole $20 bill?"  I still do this. $20.00 is a LOT of money to me!  Especially now that I've caught the thrift bug and can't see paying more than $4.99 for something!  I've actually kind of turned my $20 rule into a $10 rule... anything over ten and I'm doing some serious thinking about it!
Chambray Shirt: Forever 21 $20.00
Black T: Old
White Jeans: Goodwill $4.99
Charlotte Russe Flats: Goodwill $2.99
Hat: Maurice's $12.00
Total Outfit Cost: $39.98

So, this chambray shirt applied to my $20 rule, and this is how I justified it to myself... I have two chambray shirts that I've gotten at the Goodwill, and neither of them are exactly what I've been wanting.  One of them (shown here) has silver studds on the collar, so I feel like I can't wear gold jewelry with it.  The other one (shown here) has elastic around the waist, so it has to be wore with a belt.  Neither are that perfect chambray shirt that I can see so many outfits with.. that's why I caved in and finally bought the perfect one!


  1. Such a good rule - I feel the same. Usually the only time I ever go over $20 is for shoes. And for that shirt, I would've gone for it too.


  2. If only I could abide by this every time!

    Meredith - {Formerly A Penny for a Thought. I changed my blog name to The Laundry Can Wait - FYI}

  3. The chambray shirt looks so good, definitely a worthy wardrobe investment :)


  4. I think that sort of rule is perfect when it comes to shopping on a budget. Though I'm glad you picked up the chambray shirt! It's definitely a closet staple and worth the investment. You'll probably get a lot of use out of it!


  5. I visited the thrift stores with my friend for the first last last month and was quite amazed with the finds there! Totally agree with the 10$ rule now!


  6. Okay, so I just stumbled upon your blog..and I have to say, I'm the exact same way. Probably because I'm pretty much a cheap-scape anyway, but hey, $20 is a lot of money to a poor college kid! So glad I found your blog, and I'm super excited to follow along and learn some new tricks! :)


  7. I love this rule! It's so true that you have to be strict or you'll just end up with loads of things you hardly wear. I love that it's now lowered to $10 because you've discovered charity shops - they are such a life changer!

    Keep up the great work :)